Method for a variable rebate tier structure for ca

专利名称：Method for a variable rebate tier structure

for card transactions

发明人：Erica L. Mitchell,Aliza Freud,Alan Haber,Pam

A. Kornfeld

申请号：US10980719申请日：20041103

公开号：US20050065849A1公开日：20050324

专利附图：

摘要：There is provided a method for determining a rebate for a card account basedon the amount of a card member's expenditures, the spending category, and on the

account's revolve status during a billing period. The variable rebate method providestiered rebate levels for card member purchases where the rebate rates vary and increasein conjunction with the level of card member purchases. A method of determining arebate comprises determining a spending category of at least one of a plurality oftransactions, determining an amount of transaction expenditures for said plurality oftransactions, determining whether a card account associated with said plurality oftransactions is in revolve status, selecting at least one rebate rate corresponding to saidrevolve status, spending category and amount of transaction expenditures, and

calculating at least one rebate for at least one spending category using said at least onerebate rate. Further, a rebate may calculated for a plurality of billing periods as well as afinal rebate via the aggregation of the rebates for the plurality of billing periods.

申请人：Erica L. Mitchell,Aliza Freud,Alan Haber,Pam A. Kornfeld

地址：New York NY US,New York NY US,Rye Brook NY US,New York NY US

国籍：US,US,US,US

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